# Melby Money

> Personal finance education for Millennials from Shaun Melby, a fee-only CERTIFIED FINANCIAL PLANNER® (CFP®) professional in Nashville, Tennessee. Blog, podcast, and weekly newsletter covering investing, budgeting, retirement, debt, taxes, and money behavior.

All content here is educational. Nothing on the site is personalized advice or a recommendation to buy or sell any security. The blog runs hub and spoke: each topic page below is a deep guide with focused posts under it. Personalized planning happens at Melby Wealth Management.

## Topics

- [Investing](https://www.melbymoney.com/investing/): index funds, ETFs, long-term portfolios
- [Budgeting](https://www.melbymoney.com/budgeting/): cash flow, saving rates, emergency funds
- [Retirement](https://www.melbymoney.com/retirement/): 401(k)s, IRAs, withdrawal math
- [Debt](https://www.melbymoney.com/debt/): student loans, payoff order, mortgages
- [Taxes](https://www.melbymoney.com/taxes/): brackets, account location, year-end planning
- [Money Mindset](https://www.melbymoney.com/mindset/): financial anxiety, money beliefs
- [Home Buying](https://www.melbymoney.com/home-buying/): affordability, rent versus buy
- [Family Finance](https://www.melbymoney.com/family-finance/): marriage, kids, 529s

## About and Contact

- [About Shaun Melby](https://www.melbymoney.com/about/): background, credentials
- [Newsletter](https://www.melbymoney.com/newsletter/): weekly, free
- [Melby Money Show](https://www.melbymoney.com/podcast/): podcast, twice monthly
- [Melby Wealth Management](https://www.melbywealth.com): work with Shaun directly

## Optional

- [Career and Income](https://www.melbymoney.com/career/)
- [Business Finance](https://www.melbymoney.com/business/)
- [Insurance](https://www.melbymoney.com/insurance/)
- [Estate Planning](https://www.melbymoney.com/estate/)
- [Media](https://www.melbymoney.com/media/)
- [Disclaimer](https://www.melbymoney.com/disclaimer/)